Card creation
Create single or bulk cards from wallet balance, set Ghana Cedi value, add optional expiry, top up eligible cards, and void unused cards where permitted.
Gift card verification
Secure prepaid digital value cards for gifting, QR payments, merchant checkout, marketplace sales, cash-out, payroll allowances, and SaaS recurring auto debit.
Product overview
RushPay Gift Cards are funded from a RushPay wallet and protected by ledger accounting, PIN checks, approval workflows, and secure verification codes. They help people send value, spend safely, accept retail payments, redeem to payout channels, and connect developers through APIs.
Create single or bulk cards from wallet balance, set Ghana Cedi value, add optional expiry, top up eligible cards, and void unused cards where permitted.
Every card is backed by RushPay's internal ledger for accurate balances, audit history, reconciliation, and protection against duplicate debits.
RVP verifies authenticity and status, while RRC is the private credential used for spending, redemption, checkout, and transfers.
Businesses can customize name, logo, colors, visible value, and visible redeem code across previews, generated cards, PDFs, PNGs, and bulk exports.
Export cards as PDF, PNG image, bulk PDF, or bulk images for digital sharing, printing, campaigns, and corporate distribution.
Gift card value can be redeemed into RushPay wallet, mobile money, or supported bank accounts, with applicable fees deducted before payout.
Gift cards work in RushPay Checkout, API widgets, merchant websites, mobile apps, and ecommerce flows alongside wallet, mobile money, and cards.
Partners can validate cards before listing, verify ownership, confirm sales, prevent double-selling, and restrict spending after transfer.
Developers can bill recurring subscriptions using customer-authorized gift cards without exposing wallet PINs, passwords, or card details.
Security architecture
Public-safe code for authenticity checks, status validation, expiry checks, and non-sensitive review before accepting a card.
Private spend credential for redemption, checkout, and transfers. It can be masked, revealed with PIN, and protected by rate limits.
USSD access
Gift card users can access supported services through RushPay USSD, helping customers who do not always rely on web or app access.
QR smart payments
The QR identifies the card without exposing the balance.
The merchant enters the exact payment amount.
RushPay creates a short-lived approval request for the card owner.
The owner confirms with PIN; destination and amount are locked.
Ledger checks prevent overdraws, duplicate debits, and changed amounts.
Notifications
Gift card events can alert users for card creation, redemption, QR approval requests, subscription billing, security warnings, failed attempts, and expiry reminders.
Fraud protection
RushPay applies PIN verification, code masking, controlled reveal, ledger validation, no negative balances, idempotency, verification limits, redemption limits, lockouts, fraud scoring, and admin review.
Business use cases
Why it is different
RushPay Gift Cards are reusable digital payment instruments combining wallet-backed balances, merchant payments, QR transactions, API integrations, marketplace compatibility, subscription billing, and enterprise-grade controls. Every transaction is protected by approval workflows, PIN authentication, and ledger-based accounting.
Verification tool
Verification does not redeem or lock the card. It only checks the current card status so you can decide safely.